Close The Credit Card The Right Way

With the development of internet we find a growing trend in the e-business. Everybody is able to access the internet very easily. Some years back internet was a luxury item and was found only in very few homes and shops. But now its become a thing of necessity. People of all categories are using the internet for entertainment, information and business. Based on the individual tastes internet is catering to various needs of the society. As the internet is becoming popular, so is the e-business. Many business men are getting into online business. Running an online business without the credit card services is almost impossible. Every website is providing this facility and so to survive in the industry it becomes very important. Similarly the convenience and comfort in payment process has made the customers opt for credit card services. Before taking the credit card service make sure you understand all the necessary charges and fees that might be applicable to you. Keep in mind all the due date and grace period. Make the payment well in advance. Always review the features and make sure that using of credit card does not in any way increase you�re spending or reduce your savings. One of the important points to be kept in mind is that after all these are loans. Since there are many types of credit cards understand their features in detail and select the one that will suit your need. It may so happen that after you take the credit card at some point of time some of the features may longer be beneficial to you. google_ad_client = "pub-2311940475806896"; /* 300x250, created 1/6/11 */ google_ad_slot = "0098904308"; google_ad_width = 300; google_ad_height = 250; At such time you may opt for cancellation of the credit card service. Make sure that by closing the credit cards you will not lose anything. Some times having a credit card will increase your credibility. So its up to you to review and analyse the situation. Having decided to close the credit card make sure you do it the right way. This is in a way to prevent misuse of your card. When you don�t use your card for a long time chances are that it might be misused by forfeiters. Call the customer care service of the credit card service company. Make them know your desire and ask for the procedure. Its obvious that they will try to retain their customer so will try to convince you. But you have to take the final decision. After that note down the time and date on which you have made the request. Most of the calls made to customer care will be recorded so you can track them later if required. After making a call always write a letter of request to the credit card service company. Make sure you mention you full name, address, card details in the letter. This follow-up letter is very important for your future reference so keep a copy of it with you. Most of the companies will process your requests and will send the confirmation to you. If you have not received it follow it up with another letter. Just like how you take a credit card with all precautions similarly closing of credit cards in the right way helps in preventing frauds and misuse of credit cards to a greater extent.

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